Interesting concept, the workings of which I'm not inclined to discuss. However, it does address a ridiculous arrogance fostered within The City that they deserve to soak up taxpayer cash which would ordinarily be spent on schools, hospitals and kit for our troops abroad, just to keep themselves in a job.

"I work for a bank that didn't take taxpayer money to prop us up". No, the whole industry benefitted from taxpayer support and either explicitly or implicitly your job was saved at great cost. Comments like the above only show the stupidity within finance which got us into the mess we find ourselves in now - greedy people who don't know what they're talking about. Awesome.